TRAVEL PROTECTION
Protect Your Cruise Investment
Vacations take months to plan and only hours to unravel. A cancelled flight, a sudden illness, or a family emergency can wipe out a trip you have been looking forward to for a long time.
Stephen Wittmer can walk you through travel protection options through Chubb Travel Protection, so you know exactly what is covered before you sail. Every plan is different, and a quick conversation is the easiest way to find the right fit for your trip.
Limitations apply. Ask Stephen for complete details, terms, and conditions.
Why Travel Insurance Matters for Cruises
A cruise can take months to plan and only hours to disrupt. A cancelled flight, a fall on the gangway, or a family emergency back home can cost you the deposit, the airfare, and the shore days you were looking forward to. Travel insurance exists for exactly those moments, and it is worth understanding before you sail rather than after something goes wrong.
Trip cancellation coverage reimburses nonrefundable expenses if you have to cancel for a covered reason, such as illness, injury, or the death of a traveling companion or family member. Trip interruption coverage works the same way if you have to leave a cruise early or cut a trip short. Protection can also extend to canceled services that leave you stranded at the airport and facing meal or lodging costs of your own.
Medical care is where many travelers are caught off guard. Once you are at sea or in a port abroad, your U.S. medical insurance may not be accepted, and the bills for care overseas can be substantial. Coverage for emergency medical care and emergency medical transportation is one of the main reasons cruisers choose to buy a policy. Emergency assistance is available from anywhere in the world through the Chubb hotline, so help is a phone call away.
Your U.S. medical insurance may not follow you outside the country, and that is the gap travel insurance is built to close.
Coverage has limitations, and the details matter. Ask Stephen for the complete terms and conditions before you decide, and he will walk you through what is and is not covered for your specific trip. Stephen Wittmer, a Cruise Brothers-affiliated travel advisor serving Ohio, can also help you compare options for your group and sailing. For the full picture on protection options, see our travel insurance page.
Chubb Travel Protection Advantages
Our preferred vendor, Chubb Travel Protection, offers coverage at very reasonable rates. Here is what travel insurance for cruises can cover. Call Stephen at 330-780-3098 for complete details on your sailing.
- Protection if you have to cancel or interrupt a trip for a variety of covered reasons.
- Reimbursement for covered medical and dental emergencies and emergency medical transportation.
- Coverage for lost, damaged, stolen, or delayed baggage.
- 24/7 assistance through Chubb's hotline.
- Kids under 18 travel free when with a full-paying adult.
- Pre-existing medical condition coverage, available when purchased within 14 days of your deposit.